HADA-DBank - Your Caring&Personal Bank

https://www.hada-dbank.com/

1. HADA DBANK INTRODUCTION

Banking can be exhausting. At some point we have had bad experiences when dealing with conventional banks; either due to high service fees or the lack of empathy during dealings with their personnel. HADA DBank is developing a comprehensive Blockchain digital bank that will make life easier for everyone, regardless of their statuses.

Our customer will be able to perform banking activities with 0% fees and enjoy quality services from us. We are here not to just profit, but rather to make justified profit while ensuring a better banking experience.

Our Headquarters will be based in Zug, Switzerland — the Crypto Valley of the world. Swiss Financial Market Supervisory Authority FINMA: FinTech Licence

Bank of England Prudential Regulation Authority and Financial Conduct Authority:New Bank Start-Up Unit license
Other Countries: E-Money Licenses

2. ISLAMIC BANKING

Our reason is simple. We aspire to be a ‘just’ organization in the financial industry. The financial crisis of 2007–2008 serves as a grim reminder how several irresponsible players can capsize an entire industry, putting millions in financial ruins. Islamic banking, due to its transparency, profit and loss sharing concept, will minimize market manipulation and eliminate another domino crash.

“A two year investigation into the causes of the 2008 Financial Crisis has culminated in the US Senate publishing a 639 page report damning the major �inancial institu-tions and regulatory bodies. Citing a wealth of Internal documents and private com-munication ‘Wall Street and the Financial Crisis: Anatomy of a Financial Collapse’ details an array of reckless business activities which left the global economy in disarray and poor countries to disaster.”²

Islamic Banks are less risky and more resilient than their counterparts, due to the aspects of their bank capital requirements and mobilisation of deposits. As opposed to Conventional Banking, depositors to Islamic Banks are entitled to be informed about what the bank does with their money. They also have a say in where their money should be invested. Islamic banks also strive to avoid interest at all levels of financial transactions and promote risk-sharing between the lender and borrower

3. DIFFERENT ISLAMIC BANKING & CONVENSIONAL BANKING\

the most different system banking

INTRODUCE HADDA COIN

HADDA COIN Logos

We intend to raise capital for the development of HADA DBANK through its HADACoin. Buyers will be able to use HADACoin to perform banking transactions or daily activities. Our customers will be issued with a Debit Card, which enables them to perform transactions with our HADACoin, within our banking platform or other merchants globally.

HADACoin is a ERC-20 coin created using Ethereum platform. A total of 500 Million HADACoins will be created. HADACoins will have 6 decimal units. Further info about HADACoin as stated below:
- It has no intrinsic value nor it is a security,
- There is no guaranteed Monetary Profits such as Dividend, Return or anything related when buying our Coin as it is,
- You can use your Coins to:
- Perform financial activities and services on our Banking Platform,
- Pay for services using our Debit Card,
- Receive Monetary Profits such as Dividends, Returns and anything of equivalent by keeping it in our Savings Account or utilize our Investment Solutions
- Act as a collateral when you apply for our Unsecured and Term Loans
- Trade it on Crypto-Exchanges and make more profit by increasing HADACoin’s value!

PRICE HADACOIN DURING THE Pre-ICO

prices Hadacoin/Eth

HADACOIN DISTRIBUTION

A total of 500 Million HADACoins will be issued. 295 Million coins will be offered for sale. Out of the 295 Million coins, 20 million will be allocated for private investors and institutional buyers. 50 Million of the 275 Million coins will be released during PRE-ICO exercise and the remaining 225 Million coins will be released in our ICO exercise in the near future. 10 Million coins will be allocated for the bounty campaign.

FUNDS ALLOCATION

Allocation graphics

R&D35% of total funds raised
Hiring of minimum 50 programmers, coders and IT professionals for platform, product and services development
7 Labs in 5 years
1st — Switzerland
2nd — Estonia

OPEX (OPERATION EXPENDITURE)30% of total funds raised
Hiring of management executive
Marketing initiative
Merchant partnering & Organization Affiliations

CAPEX (CAPITAL EXPENDITURE)20% of total funds raised
Acquiring offices, hardware investments, business assets, precious metals and gems

RESERVE15% of total funds raised
Not to be used unless for utmost necessity
Decision will be by top management, collectively and unanimously
Will increase to minimum 30% as accordance to Islamic Financial Law

ROADMAP OF HADDACOIN

roadmap an ico

For more Information, please visit this links :

• Website : https://www.hada-dbank.com/
• ANN Thread :https://bitcointalk.org/index.php?topic=2607739.0
• Whitepaper : https://drive.google.com/open?id=16nbPwXqjXRRmVKstu1dn4NobywANASkH
• Facebook : https://www.facebook.com/hadadbank.official/
• Twitter : https://twitter.com/HadaDBank
• Telegram : https://t.me/HADADBank

USERNAME : danaangsemprul

MY PROFILE BITCOINTALK :

https://bitcointalk.org/index.php?action=profile;u=1548292;sa=summary